DRT and SARFAESI Bare Act with Notes & Cases – Edition 2025 is a thoroughly updated and practical reference book that combines two essential legislations governing debt recovery and enforcement of secured interests in India:

1. The Recovery of Debts and Bankruptcy Act (DRT Act)

2. The SARFAESI Act, 2002 (Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act)

This 2025 edition presents the full, updated statutory text along with section-wise notes, relevant case laws, landmark judgments, procedural guidelines, and practical explanations. The book clearly outlines the rights and obligations of creditors, borrowers, asset reconstruction companies, and financial institutions.

It highlights key areas such as:

• Powers of Debt Recovery Tribunals (DRT)

• Enforcement of security interest without court intervention

• Procedures for NPA classification and recovery

• Rights of secured creditors

• Borrower protections

• Appeals and tribunal procedures

• Important judicial interpretations impacting enforcement

Designed for everyday use by banking lawyers, finance professionals, recovery officers, insolvency practitioners, researchers, and law students, this edition offers clarity, updated content, and ready applicability to real-world debt recovery and financial disputes. Its structured notes and authoritative case references make it an essential guide for understanding and applying the law effectively.