Singhal’s Banking Law & Insurance

Singhal’s Banking Law & Insurance – Edition 2022 offers a comprehensive and accessible overview of the legal and regulatory framework governing the banking and insurance sectors in India. Specially crafted for law students, competitive exam aspirants, and early-stage professionals, this book provides a foundational understanding of how financial institutions operate within the purview of Indian laws.

This edition covers essential legislative frameworks such as the Banking Regulation Act, 1949, the Reserve Bank of India Act, 1934, and the Insurance Act, 1938, along with the IRDAI guidelines. It also includes in-depth discussions on modern developments like digital banking, cyber regulations, bancassurance, financial frauds, and the role of ombudsman services in consumer protection.

Key Features:

• 🏦 Comprehensive Coverage of Banking Laws: Detailed explanation of core concepts like banker-customer relationship, negotiable instruments, priority sector lending, NPA recovery, and banking sector reforms.

• 🛡️ Insurance Fundamentals Explained: Covers types of insurance (life and general), principles of insurance contracts, underwriting process, claim settlements, and regulatory norms.

• 📜 Statutory Backing & Case Laws: Incorporates key provisions from RBI, SEBI, and IRDAI regulations, supplemented with landmark judicial decisions.

• 💻 Inclusion of Contemporary Topics: Addresses modern issues such as digital banking, e-KYC, mobile insurance, cybersecurity in finance, and fintech disruption.

• 🧑‍🎓 Student-Friendly Format: Structured content with chapter summaries, legal definitions, and exam-oriented points for easy revision.

• 🧾 Updated with Regulatory Changes: Includes the latest developments in the Indian financial legal landscape up to 2022.

• 📚 Ideal Textbook for Law Exams: Widely recommended for LL.B., LL.M., B.Com., and competitive exams like judicial services, insurance regulatory exams, and UGC-NET.

Why This Book is Essential:

• ✅ A One-Stop Resource: Combines banking and insurance law in a single, easy-to-understand volume.

• 📖 Ideal for Classroom & Self-Study: Suitable for law students, commerce students, and aspirants preparing for legal or financial services exams.

• 🎯 Simplifies Complex Concepts: Makes complicated legal and regulatory mechanisms digestible through clear language and structured presentation.

• 🏛️ Invaluable for Competitive Exams: Frequently referred to for exams such as IBPS Law Officer, SEBI Grade A, JAO, and others requiring foundational knowledge of financial law.

• 👨‍🏫 Trusted by Educators: Authored by experts and aligned with university syllabi across Indian law schools.