Taxmann’s SARFAESI & Debts Recovery Law Manual – Edition 2025 is an authoritative and practical legal reference manual covering the SARFAESI Act, 2002, the Recovery of Debts and Bankruptcy Act, 1993, and all related statutory provisions and procedural rules governing the recovery of non-performing assets (NPAs) in India.

This updated edition is meticulously structured to aid professionals engaged in banking, debt recovery, enforcement of security interests, insolvency proceedings, and financial asset reconstruction. The manual also incorporates all amendments up to 2025, including those relating to recent changes in recovery mechanisms, regulatory guidelines, and judicial interpretations from courts and Debt Recovery Tribunals (DRTs).

Tailored for legal practitioners, resolution professionals, compliance officers, asset reconstruction companies (ARCs), and finance managers, this book provides clarity on procedures like possession of secured assets, auction and sale of properties, notices, borrower rights, and lender obligations under the SARFAESI framework.

Key Features:

• 📘 Full Text of SARFAESI & RDB Acts: Presents the bare text of key legislation with section-wise annotations and notes for easier comprehension.

• 🏛️ Comprehensive Coverage: Includes rules, regulations, notifications, circulars, and guidelines issued by RBI, DRTs, Ministry of Finance, and Enforcement Authorities.

• ⚖️ Case Law & Legal Commentary: Digest of landmark judgments by Supreme Court, High Courts, and DRTs interpreting key provisions such as Sections 13(2), 13(4), and borrower protections.

• 🏢 Procedural Insight: Explains step-by-step processes for taking possession, serving notices, holding auctions, and filing recovery applications with DRT.

• 📂 Forms & Draft Templates: Includes standard formats for notices, applications, affidavits, and other legal documents as prescribed under SARFAESI Rules.

• 📑 Comparative Analysis: Draws a comparison between SARFAESI, IBC (Insolvency and Bankruptcy Code), and other debt recovery laws for practical understanding.

• 💡 Updated with 2025 Amendments: Reflects the latest legislative changes including updates related to digital possession notices, e-auction mechanisms, ARC norms, and timelines for enforcement.

• 👥 For All Stakeholders: Useful for banks, NBFCs, cooperative banks, ARCs, borrowers, law students, and anyone involved in loan recovery and litigation.

Why This Book is Essential:

• ✅ All-in-One Legal Toolkit: Combines core statutes with allied rules, RBI directions, and real-world judicial applications in one comprehensive volume.

• ✅ Trusted by Banks and Legal Experts: A preferred handbook for professionals handling high-value recovery matters and asset enforcement actions.

• ✅ Perfect for Legal Practice & Litigation: Aids in preparing DRT applications, SARFAESI notices, and defending or prosecuting recovery cases.

• ✅ Enhanced Clarity & Utility: Simplifies complex legal processes and ensures that both creditors and debtors understand their rights and obligations.

• ✅ Facilitates Speedy Debt Recovery: Enables faster decision-making and legal compliance in line with India's evolving financial legal landscape.

Taxmann’s SARFAESI & Debts Recovery Law Manual – Edition 2025 is an indispensable manual for navigating the complex yet critical landscape of debt recovery laws in India. Whether you are in banking, finance, asset recovery, or litigation, this book offers a complete legal reference to safeguard your interests and act swiftly and effectively under the law.