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LexisNexis’ Banking Law In Theory and Practice (Vol-3 Set), 7th Edition 2026 is an authoritative and exhaustive treatise on the legal, regulatory, and operational foundations of banking in India. Meticulously revised and enriched for its 2026 edition, this three-volume set provides a holistic understanding of traditional banking principles, updated statutory frameworks, and the rapidly evolving digital and compliance-driven banking environment.

This edition incorporates all major amendments, regulatory guidelines, and landmark judicial pronouncements issued up to 2026. It captures the full spectrum of banking law—including customer–banker relationships, negotiable instruments, secured lending, recovery mechanisms, digital payments, fintech regulations, cyber-fraud prevention, due diligence procedures, and financial dispute resolution. The content is structured to offer both conceptual clarity and practical application, enabling readers to navigate real-world banking operations with confidence.

Across its three volumes, the book delivers comprehensive coverage of:

• The functions, rights, and duties of banks in India

• RBI regulatory architecture and compliance framework

• Lending principles, collateral, mortgages, guarantees, and security creation

• Preventive and corrective action mechanisms, NPAs, IBC and SARFAESI provisions

• Payment systems, UPI, digital banking, CBDC (e-Rupee), and fintech interfaces

• KYC norms, AML/CFT obligations, risk management, and fraud control

• Corporate governance standards and ethical banking practices

• Landmark judicial decisions shaping banking jurisprudence